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Current news, regulations and business insights from Finance Plus — we write about topics that shape day-to-day business in Montenegro.
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Vijesti 2 min · 02. jun 2026.
What you need to know when starting a business in Montenegro
Sole proprietor or LLC? Finance Plus guide through the choice of legal form, taxation on actual income vs. lump-sum, the EUR 30,000 VAT threshold and the obligations of a newly formed company.
Pročitaj
Vijesti 2 min · 02. mar 2026.
Temporary Residence and Work Permit in Montenegro — How the Procedure Really Works
The legal framework is one thing, administrative practice another. A full walk-through — from entering Montenegro, through documentation, to the most common reasons for application rejection.
Pročitaj
Vijesti 2 min · 15. sep 2025.
How factoring can help you improve your business
Factoring enables immediate collection of issued invoices — without waiting for customers, loans or additional borrowing. Payout in 24 hours, no impact on the company's creditworthiness.
Pročitaj
Vijesti 2 min · 25. avg 2025.
Finance Plus digital tools that save time and money
Fiscalisation software, Proventum document management system and tax consulting — Finance Plus digital solutions that reduce administration and increase productivity.
Pročitaj
Vijesti 2 min · 18. avg 2025.
The New Accounting Act — More and More Obligations, Less and Less Recognition
More than 600 colleagues gave their support via racunovodje.net within 48 hours — and yet the profession kept silent. A reflection on the new Accounting Act and the importance of the profession.
Pročitaj
Vijesti 2 min · 08. avg 2025.
New Accounting Law Adopted in Montenegro — Why Choosing the Right Agency Matters
The new Accounting Law introduces more detailed rules for bookkeeping and clearer criteria for licensed accounting services. Why choosing the right partner now matters.
Pročitaj Vijesti 2 min · 05. avg 2025.
Common Mistakes When Hiring Foreigners in Montenegro
Hiring foreign workers in Montenegro comes with five most common mistakes — from contracts without a permit, through the quota system, to late registration. Finance Plus overview and advice.
Pročitaj Vijesti 2 min · 05. avg 2025.
Why Accounting Is More Than Just Entering Numbers
Quality accounting is not only a legal duty — it is the foundation of a healthy business: financial control, tax optimization, strategy, risk management and investors.
Pročitaj Vijesti 2 min · 28. jul 2025.
Optimise Your Tax Burden — Legally, Strategically and Efficiently with Finance Plus
Tax optimisation is the most powerful tool for a company's financial health. An overview of the Finance Plus approach: analysis, incentives, structuring, continuous oversight.
Pročitaj Vijesti 2 min · 28. jul 2025.
Partnership with Finance Plus — Growth Through Knowledge and Security
Choosing the right partner for accounting and tax advisory is not just a technical decision — it is a strategic advantage. Why Finance Plus combines knowledge, an individual approach and protection.
Pročitaj Vijesti 2 min · 03. jul 2025.
Family Office in Montenegro — Wealth Management Solutions for HNWI Clients
Montenegro is becoming a hub for international investors and high-net-worth clients (HNWI). Overview of Family Office solutions: tax benefits, discretion and access to EU markets.
Pročitaj Vijesti 2 min · 03. jul 2025.
Montenegro for Investors from Dubai and the UAE: Company Registration, Residency and Tax Benefits
A guide for investors from the UAE: why Montenegro is the ideal European destination — 9% tax, residence permit in 30–45 days, Family Office solutions and strategic location.
Pročitaj Vijesti 2 min · 23. jun 2025.
Buying Real Estate in Montenegro — What Foreigners Need to Know
Foreigners can freely buy residential and commercial property in Montenegro without restrictions. Overview of taxes, residence permits, and companies for agricultural land.
Pročitaj Blog 2 min · 02. jun 2025.
Work and Residence Permits in Montenegro — Fast and Reliable Assistance
Finance Plus has completed more than 500 work and residence permit cases in Montenegro. We walk you through every step — quickly, safely and with legal support.
Pročitaj Blog 2 min · 14. mar 2025.
Why Professional Audit Is Crucial for Business Stability
5 reasons a professional audit is essential: it boosts credibility, ensures legal compliance, uncovers risks, optimizes operations and attracts investors.
Pročitaj Novosti 2 min · 07. mar 2025.
Benefits of Working with Experts for Long-Term Financial Planning
5 key benefits of hiring financial experts: tailored strategies, cost optimization, risk reduction, investment planning and legal compliance.
Pročitaj Novosti 2 min · 27. feb 2025.
Boost Your Business with the Finance Plus Team of Accounting and Audit Experts
The Finance Plus team of licensed accountants and auditors delivers accounting, audit, business consulting, digitalization and investment advisory to grow and stabilize your company.
Pročitaj Blog 2 min · 27. dec 2024.
Freelancers in Montenegro 2025 — legal changes and how to use them
Progressive tax scale (0 / 9 / 15%), obligation to report income from Upwork, Payoneer, Deel — and the difference between flat-rate taxation and LLC for freelancers in 2025.
Pročitaj Blog 2 min · 17. okt 2024.
How the Finance Plus and Proventum coalition shapes the future of the profession
From document digitisation in 2006, through accounting automation in 2011, to the Proventum cloud solution from 2016 — how Finance Plus became the leader in digital accounting.
Pročitaj Blog 2 min · 07. okt 2024.
Key changes in salary calculation 2024 — implementation of the "Europe Now 2" programme
From October 2024, important changes come into force in Montenegro: minimum wage EUR 600 / EUR 800, reduction of PIO contributions, mandatory alignment of employment contracts, fines up to EUR 20,000.
Pročitaj Novosti 2 min · 01. avg 2024.
Rulebook on the Beneficial Owners Register — Authorized Person, Documentation, Access
The new Rulebook from July 2024 defines the authorized person for the Beneficial Owners Register, scanned documents (Form 1, ID document, CRPS extract) and electronic access.
Pročitaj Novosti 2 min · 16. jul 2024.
Has the Richest Man in the World Ever Attended a Management and Leadership Seminar?
After taking over Twitter, Elon Musk fired 80% of employees — the complete opposite of modern trends on autonomy and balance. Analysis of his approach through the prism of classic management principles.
Pročitaj Novosti 2 min · 14. jun 2024.
Guide to Pregnancy and Maternity Leave — Wage Refund in Montenegro
Detailed guide to submitting wage-refund requests for pregnancy leave (90-day deadline) and maternity leave (30-day deadline) — up to two average salaries.
Pročitaj Novosti 2 min · 14. jun 2024.
Transforming Montenegro's tourism and investment landscape through tax policy
The Laffer curve shows that a lower rate (9 % instead of 15 %) can bring higher revenues through a broader base. Analysis of effects on tourism, investment and tax discipline.
Pročitaj Novosti 2 min · 14. jun 2024.
Wages in the Region, Montenegro and the European Union — a Comparative Analysis
Croatia leads on wage levels, Montenegro is second — but has the lowest growth rate (1.3%). Analysis of regional wages and growth projections after EU integration.
Pročitaj Novosti 2 min · 28. maj 2024.
Renting an apartment and taxes in Montenegro — complete guide
Individuals who rent out an apartment for longer than 60 days pay 15% tax on net income. Overview of tax obligations, VAT exemptions, GPPFL filing and example calculation.
Pročitaj Novosti 2 min · 16. maj 2024.
Sun and profit — the tandem driving Montenegro?
Tourism and business as the twin engines of the Montenegrin economy. Analysis of the challenges of seasonality, sustainability and the way the two sectors complement each other.
Pročitaj Novosti 2 min · 15. maj 2024.
Why Returning the Tax Rate to 9 % Could Transform Montenegro's Tourism and Investment
The Laffer curve shows that increasing the personal income tax rate from 9 % to 15 % can paradoxically reduce total government revenues — especially for accommodation providers.
Pročitaj Novosti 2 min · 14. maj 2024.
Have you ever wondered how May 1st — Labour Day — came to be?
From the bloody clashes at Haymarket Square in Chicago in 1886 to celebrations in the former Yugoslavia and modern protests — a short history of May 1st and a reflection on the meaning of the holiday.
Pročitaj Novosti 2 min · 22. apr 2024.
Personal Income Earned in 2023 — Why It Matters to Report It by the End of April
Failure to report 2023 income carries a risk: the Tax Administration may unilaterally determine and collect up to 80% tax. Who is obligated, and the GPP-FL deadline is 30 April.
Pročitaj Novosti 2 min · 15. apr 2024.
Shorter Work Week in Montenegro — What It Means for Productivity and Employers
The announced reduction of the work week from 40 to 35 hours raises the question of productivity in the Montenegrin economy. We analyze the risks and opportunities for employers and employees.
Pročitaj Treba da znas 2 min · 12. apr 2024.
VAT and tax credit: how unpaid taxes are reallocated
Under the Rulebook on the application of the VAT Act, a taxpayer's tax credit may be redirected to settle other outstanding tax liabilities. We explain the mechanism.
Pročitaj Novosti 2 min · 01. apr 2024.
CBCG Interest Rate Cut and What to Do Now — Business vs. Real Estate
The CBCG is cutting interest rates — but can the economy support the growing costs of the state? Analysis and comparison: investing in a 60 m² apartment vs. starting a business.
Pročitaj Novosti 2 min · 27. mar 2024.
Beneficial Owner Registration in Montenegro — Who Must Register and Who Is Exempt
Companies in Montenegro must register the beneficial owner within 8 days (new companies) or immediately (existing ones). Fines up to €20,000. Exempt: sole traders, public sector, large listed joint-stock companies.
Pročitaj Novosti 2 min · 27. mar 2024.
How transfer pricing shapes transparency and fair tax treatment in Montenegro
Transfer pricing in Montenegro: legal obligation, prevention of tax avoidance and protection of companies. Finance Plus delivered over 100 studies in 2023.
Pročitaj Novosti 2 min · 27. mar 2024.
New Anti-Money-Laundering and Terrorist Financing Act — A Step Closer to the EU
Act in force since 13 December 2023 — who it binds, the €10,000 cash threshold, the licensed authorised person, the Beneficial Owner Register and fines of up to €20,000.
Pročitaj Novosti 2 min · 01. feb 2024.
The Most Powerful People in Montenegro (26): The Rise of the President of the Managers Association
Budimir Raičković, president of the Montenegrin Managers Association and of Finance Plus, is on the list of the 50 most influential — ranked using the methodology of The Economist, Forbes and Time.
Pročitaj Treba da znas 2 min · 04. dec 2023.
Consulting in the Construction Industry and Tax Obligations
Consulting in construction: providing expert advice to investors and firms, alongside the proper fulfilment of tax obligations — corporate income tax, VAT, property tax.
Pročitaj Treba da znas 2 min · 04. dec 2023.
Income Reporting — Why It Is Mandatory and What Carries an 80% Tax
If you do not report income, the tax inspection is entitled to assess 80% tax on the difference between reported and determined income. The law protects both you and the state.
Pročitaj Treba da znas 2 min · 04. dec 2023.
Loan agreements between related parties — interest rate 3.95 % for 2023
All loan agreements between related parties must have a defined market interest rate — for 2023 it is 3.95 %. Risk of tax adjustments.
Pročitaj Treba da znas 2 min · 04. dec 2023.
Loan to the founder — tax obligations of the company
If a company grants a loan to the founder and the repayment period expires, the company is obliged to pay 15% tax. A short overview of the tax treatment of loans to related parties.
Pročitaj Treba da znas 2 min · 04. dec 2023.
Period of Sale or Purchase of Fixed Assets — Tax Impact
The timing of the sale or purchase of a fixed asset can significantly affect tax — due to the depreciation principle and the difference between sale price and book value.
Pročitaj Treba da znas 2 min · 04. dec 2023.
Real Estate Sale — Process, Valuation, Legal Formalities
Real estate sale covers valuation, marketing, negotiation, contract conclusion and transfer of ownership — in compliance with legal requirements.
Pročitaj Treba da znas 2 min · 04. dec 2023.
Real Estate Transactions and Tax — Capital Gain, VAT, 80% Risk
In real estate transactions, notarial deeds are automatically sent to the Tax Administration — from capital gain to VAT. Failure to report may result in an 80% tax.
Pročitaj Blog 2 min · 20. okt 2023.
After Finance Plus Training You Will Never Look at Accounting the Same Way
Trainees from the Finance Plus training program share their experiences — Danijela, Jana and Srđa on how they gained the knowledge of a multi-year experienced accountant in just 3 months.
Pročitaj Treba da znas 2 min · 06. okt 2023.
Panel Discussion: Improving the Business Environment to Attract Foreign Companies
Finance Plus took part in an inspiring panel discussion on innovation, regulatory changes and the factors that make Montenegro attractive to international investors.
Pročitaj Treba da znas 2 min · 03. feb 2023.
Amendments to the Law in force from the end of 2022
At the end of 2022, amendments to the Law entered into force. The infographics present all the key changes that affect companies and taxpayers.
Pročitaj Treba da znas 2 min · 22. nov 2022.
Notes to the Financial Statements — What the Accounting Act Prescribes
Micro and small legal entities are required to submit simplified notes to the Tax Administration together with their financial statements. An overview of 11 mandatory items under the 2021 Regulation.
Pročitaj Treba da znas 2 min · 22. nov 2022.
Trainee Registration and Salaries — Professional Training 2023
New Act on Professional Training: trainees are entitled to a monthly allowance of EUR 450 net. The program lasts 9 months and is recognized as 12 months of work experience.
Pročitaj News 2 min · 01. nov 2022.
Finance Plus held a meeting with representatives of IMF
Finance Plus hosted a delegation from the IMF's Fiscal Affairs Department, led by Frank van Brunschot. Topics: invoice fiscalization, digitalization and tax administration reform in Montenegro.
Pročitaj Novosti 2 min · 01. nov 2022.
Meeting with IMF Representatives at Finance Plus
Finance Plus hosted a delegation of the IMF Fiscal Affairs Department, led by Frank van Brunschot. Topics: fiscalisation, digitalisation and tax administration reform.
Pročitaj Treba da znas 2 min · 29. avg 2022.
Montenegro as a destination for digital nomads — new residence permit
The Montenegrin Parliament has adopted the legal framework introducing special residence permits for digital nomads. The permit is valid for up to two years, with the possibility of extension.
Pročitaj Treba da znas 2 min · 16. jun 2022.
Transfer pricing in Montenegro — related parties, TP documentation, deadlines
Transfer prices are formed between related parties and must comply with the arm's length principle. Deadlines for TP documentation, large taxpayers and penalties of up to EUR 20,000.
Pročitaj Novosti 2 min · 04. jun 2022.
Budimir Raickovic among the 50 most influential people in Montenegro
The BiznisCG portal has included Budimir Raickovic, Chairman of the Board of Directors of Finance Plus and the Montenegrin Managers' Association, among the 50 most influential people in the country.
Pročitaj Treba da znas 2 min · 29. maj 2022.
Accounting in the Digital Era — Strategic Role and New Skills
Accounting has moved far beyond mere bookkeeping. Cloud, automation and advanced analytics are transforming the profession into a strategic function — at the same price.
Pročitaj Treba da znas 2 min · 29. maj 2022.
Best Accounting Agency in Montenegro — What to Look For
The difference between bookkeeping and accounting, why an agency beats a solo bookkeeper, and what to expect from a modern digital accounting agency in 2022.
Pročitaj Treba da znas 2 min · 26. apr 2022.
Pregnancy and maternity leave — salary compensation and employee rights
Maternity leave of 98 days, parental leave up to 365 days, protection from dismissal, salary refund up to two average salaries — a complete guide through rights and obligations.
Pročitaj Treba da znas 2 min · 17. apr 2022.
Similarities and Differences between Sole Proprietor and LLC — Which Form to Choose
A sole proprietor is liable with all personal assets, an LLC only with company assets. Overview of differences in tax, fines, administration and the possibility of status changes.
Pročitaj Novosti 2 min · 01. apr 2022.
Bankar.me podcast: Budimir Raickovic, Chairman of the Board of Directors of Finance Plus
Budimir Raickovic, Chairman of the Board of Directors of Finance Plus and the Montenegrin Managers' Association, is the guest of the new episode of the Bankar.me podcast. A conversation about business, the labour market, culture and vision.
Pročitaj Treba da znas 2 min · 31. mar 2022.
Benefits of employing persons with disabilities in Montenegro
An employer who hires a person with a disability is entitled to salary subsidies, grants for adapting the workplace and favourable loans from the Fund for Professional Rehabilitation.
Pročitaj Treba da znas 2 min · 09. mar 2022.
Should You Register Your Company for VAT? Mandatory vs. Voluntary
The threshold for mandatory VAT registration is €30,000 of turnover in 12 months. We explain when a company must register and when voluntary registration is beneficial.
Pročitaj Treba da znas 2 min · 05. mar 2022.
Guide to Opening a Company in Montenegro — Steps, Documents, Costs
Complete guide: CRPS documentation, fees, company seal, bank account, digital certificates, fiscalization. Finance Plus walks you through every step of starting a company.
Pročitaj Treba da znas 2 min · 14. feb 2022.
Understanding the Balance Sheet and Income Statement — Core Accounting Reports
The balance sheet and income statement are core financial reports. One presents assets and sources on a given day, the other revenues and expenses over a period. Finance Plus guide.
Pročitaj Novosti 2 min · 19. jan 2022.
Payroll 2022 — the Europe Now Programme (Minimum Wage €450)
The Europe Now programme introduced a minimum wage of €450 from 1 January 2022. Relief on health contributions, progressive rates, penalties for non-compliance, downloadable Excel sheet.
Pročitaj Treba da znas 2 min · 12. nov 2021.
How to prepare year-end financial statements in Montenegro — complete guide
Financial statements, statistical annex, OA form and corporate income tax return — everything legal entities must prepare and submit to the Tax Administration by 31 March.
Pročitaj Novosti 2 min · 11. okt 2021.
Budimir Raičković Appointed to the Government Council for Competitiveness
Prime Minister Zdravko Krivokapić appointed Budimir Raičković, president of AMM and Finance Plus, as a member of the Council for Competitiveness of the Government of Montenegro.
Pročitaj Novosti 2 min · 13. avg 2021.
Government Support Programs — Subsidies for Equipment, ISO, Digitalisation
Overview of Montenegro's program lines for enhancing economic competitiveness: subsidies for equipment modernisation (35 %), ISO certification (70 %), digitalisation (50 %), non-repayable funds up to €10,000.
Pročitaj Novosti 2 min · 16. jun 2021.
Master's Students of the Faculty of Economics of Montenegro Introduced to Proventum Software
Master's students of the Faculty of Economics of Montenegro attended a presentation of the innovative cloud accounting software Proventum, as part of the course Information Technologies in Accounting.
Pročitaj Treba da znas 2 min · 04. jun 2021.
Accounting Terms Glossary — Basic Concepts for Entrepreneurs
Gross salary, pink tax, VAT payer, e-fiscalisation, IOPPD — brief explanations of the most common accounting terms entrepreneurs should know.
Pročitaj News 2 min · 03. jun 2021.
BI – Digital Transformation
Dražen Raičković, Executive Director of Finance Plus, attends the BI & Digital Transformation seminar in Skopje, organized by the Institute for Business & Management Heidelberg Skopje.
Pročitaj Novosti 2 min · 02. jun 2021.
Employee Education — How Finance Plus Invests in the Team's Knowledge
Internal and external training, weekly sessions and cooperation with the OKTA centre — how Finance Plus continuously develops the expertise of its employees and the quality of its services.
Pročitaj Treba da znas 2 min · 20. maj 2021.
7 important documents every retail store must have on the premises
To avoid problems with inspections, every retail store must have a decision on working hours, a permit for an illuminated sign, a complaints book and other key documents.
Pročitaj Treba da znas 2 min · 06. maj 2021.
Fixed-term employment contract — rules, maximum 36 months
The Labour Act prescribes a maximum of 36 months, uninterrupted or with interruptions, for a fixed-term contract. Overview of exceptions, traineeship and transitional rules.
Pročitaj Novosti 2 min · 27. apr 2021.
Quantifying the Pandemic's Impact on 2020 Business Results
Total revenue drop of Montenegrin companies in 2020 exceeded 15 %. Tourism and hospitality down 55 %, trade over 15 %; only energy and healthcare posted modest growth.
Pročitaj Treba da znas 2 min · 22. apr 2021.
Setting up an NGO in Montenegro — Procedure, Documentation and Registration
A guide to setting up a non-governmental organisation in Montenegro: what an NGO is, which documents to submit to the Ministry of Public Administration, Monstat registration and opening a business bank account.
Pročitaj Treba da znas 2 min · 15. apr 2021.
Termination of Employment — Labor Law in Montenegro
Methods of termination of employment: by force of law (retirement, liquidation), by mutual agreement (notary certification) and by dismissal. Employer obligations before and after termination.
Pročitaj Treba da znas 2 min · 14. apr 2021.
Accounts receivable and payable confirmations — how often and why
Confirmations with customers and suppliers are part of the mandatory annual inventory, but it is better to do them quarterly or semi-annually — to avoid statute of limitations and inaccurate balance sheets.
Pročitaj Treba da znas 2 min · 14. apr 2021.
Annual M4 and M12 Forms — Who Files Them and by When
The M4 (employee salaries) and M12 (compensation under copyright contracts) forms are submitted by 30 April of the current year for the previous year — the basis for calculating service years and the personal coefficient.
Pročitaj Treba da znas 2 min · 14. apr 2021.
Are cash expenses documented and deductible for tax purposes?
A cash expense is recognised only with a fiscal receipt and a cash invoice issued to the company. Without that, the expense is not deductible and 9% tax is paid on the amount. Overview of requirements and travel orders.
Pročitaj Treba da znas 2 min · 14. apr 2021.
Forms for the Central Bank of Montenegro: KO, KZ, DI-1, DI-2 and RN-1
In addition to monthly forms, companies with foreign receivables, loans or founders are required to submit quarterly forms to the Central Bank of Montenegro. Overview of forms and deadlines.
Pročitaj Treba da znas 2 min · 14. apr 2021.
Do You Check the Timeliness of the Balance on Your Bank Account and in the Cash Register?
The accurate balance on the bank account and in the cash register directly depends on the timeliness of bookings. How to check whether your accountant works on a daily basis and why this matters.
Pročitaj Treba da znas 2 min · 14. apr 2021.
Do You Receive Pay Slips with Your Payroll? Employer Obligations
The employer is legally obliged to deliver a pay slip to every employee. The pay slip must contain the gross salary, taxes, contributions and the net amount — an overview of all mandatory items.
Pročitaj Treba da znas 2 min · 14. apr 2021.
Does every input invoice meet the requirements for deductible input VAT?
An invoice must contain exactly 10 items for deductible input VAT to be recognised. Missing any of them can lead to challenge during a tax inspection or VAT refund request.
Pročitaj Treba da znas 2 min · 14. apr 2021.
Are monthly forms for payroll, VAT and municipal surtax filed and paid on time?
Monthly IOPPD, OPP-ND and VAT forms must be filed and paid on time. How to check timeliness using the Tax Administration analytical card.
Pročitaj Novosti 2 min · 06. apr 2021.
Right to Pay Corporate Income Tax in Instalments — Deferred Payment Decree
Taxpayers who pay the first instalment by 31 March may pay corporate income tax in 6 monthly instalments — until 31 August. Any delay means the whole deferred debt becomes due.
Pročitaj Novosti 2 min · 05. apr 2021.
Interview: Slađana Raičković for the ISRCG eNewsletter
Slađana Raičković, President of the Montenegrin Tax Advisors' Association and member of the Council of Large Taxpayers, on the profession, the development of Finance Plus and the responsibility of accountants.
Pročitaj Novosti 2 min · 05. apr 2021.
Tax Administration Announcement — Corporate Income Tax Return for 2020
By 31 March 2021, 24,869 corporate income tax returns and 26,126 financial statements for 2020 were recorded — growth compared to the previous year despite the pandemic.
Pročitaj Treba da znas 2 min · 02. apr 2021.
How salary is calculated in Montenegro — formula and example
Formula for gross salary calculation in Montenegro: starting part + (complexity coefficient × years of service × calculation value). Example and coefficient table.
Pročitaj Novosti 2 min · 31. mar 2021.
Can Montenegro Overcome the Corona Crisis with a 3% Tax?
Analysis of the possibility of a temporary reduction of the tax rate as a measure for the recovery of the Montenegrin economy after the corona crisis — arguments for and against.
Pročitaj Treba da znas 2 min · 25. mar 2021.
10 Useful Excel Functions That Speed Up Spreadsheet Work
An overview of the most useful Excel formulas — SUM, COUNT, AVERAGE, IF, VLOOKUP, CONCATENATE, MAX/MIN, PROPER, AND — plus bonus shortcuts for faster productivity.
Pročitaj Novosti 2 min · 20. mar 2021.
(Video) Budimir Raičković on RTCG — "Economy Ahead of Politics"
The President of the Finance Plus and AMM Board of Directors appeared on RTCG with a strong message about preserving the economy during the pandemic and political turbulence.
Pročitaj Novosti 2 min · 18. mar 2021.
Dražen Raičković in the Coordination Team of the Digital Transformation Board
Dražen Raičković, Executive Director of Finance Plus, has been nominated as a member of the Coordination Team of the Digital Transformation Board of the Montenegrin Managers' Association.
Pročitaj Novosti 2 min · 18. mar 2021.
Budimir Raickovic re-elected as president of the Montenegrin Managers' Association
The delegates of the AMM electoral assembly entrusted the four-year presidential term to Budimir Raickovic, Chairman of the Board of Directors of Finance Plus.
Pročitaj Treba da znas 2 min · 16. mar 2021.
How to check the quality of your accounting in 10 steps
A list of 10 questions that reveal whether your accounting is in order — asset inventory, balance confirmations, monthly forms, pay slips and annual M4/M12.
Pročitaj Treba da znas 2 min · 10. mar 2021.
Business Trip and Travel Order in Montenegro — a Guide for Employers
Rules for business trips within the country (distance 30 km+) and abroad, per diem of 20 % of the reference value, amounts by country, travel order in road transport.
Pročitaj Novosti 2 min · 09. mar 2021.
The deadline for aligning the Statute with the new Companies Act is approaching
The new Companies Act (Official Gazette 65/20) obliges all LLCs, general partnerships and entrepreneurs to harmonise their organisation and corporate documentation with the law — otherwise court liquidation follows.
Pročitaj Treba da znas 2 min · 24. feb 2021.
Mandatory Amendment of the Articles of Association — The New Companies Act
The new Companies Act (Official Gazette 65/20) requires LLCs, general partnerships and sole traders to align their articles of association and other acts — failure to do so leads to court liquidation.
Pročitaj Novosti 2 min · 16. feb 2021.
Montenegrin Citizens Most Burdened by Tax — Proposal for an Innovative Tax System
Dražen Raičković: Montenegro's tax system is in the interest of neither citizens, nor companies, nor the state. An analysis of the VAT system's problems and a proposal for a 3% transaction tax.
Pročitaj Treba da znas 2 min · 15. feb 2021.
What an Invoice Should Contain — All Mandatory Elements
An invoice is a document testifying to a concluded transaction and the obligation to pay. Overview of mandatory company data, service data and the difference between an invoice and a proforma.
Pročitaj Novosti 2 min · 20. jan 2021.
Complete Video Guide to Electronic Fiscalization
Step-by-step video walkthrough for electronic fiscalization in Montenegro — from installing the certificate, registering with the Tax Administration, to creating and fiscalizing an invoice.
Pročitaj Novosti 2 min · 05. jan 2021.
Budimir Raičković's Reflection on the Economic Situation — Interview for Dan
Budimir Raičković's interview for the daily Dan: expectations of the new Government, a fourth aid package for the economy, Montenegro Airlines and outlook for 2021.
Pročitaj Novosti 2 min · 17. dec 2020.
III digital summit DigitalOn 2020 — online on 21 and 22 December
The third digital summit DigitalOn is held online on 21 and 22 December 2020 via Zoom. Presentations of business solutions that use the benefits of digitalisation.
Pročitaj Novosti 2 min · 10. dec 2020.
Electronic Fiscalisation in Montenegro — How the New System Works
Electronic fiscalisation in Montenegro requires taxpayers to report every invoice to the Tax Administration in real time. Overview of the system, costs and Finance Plus service.
Pročitaj Treba da znas 2 min · 10. dec 2020.
Seminar — Practical Application of the Fiscalisation Law through Software Solutions
ISRCG Business Webinar on fiscalisation of cashless invoices. Dražen Raičković, Executive Director of Finance Plus, presents Proventum as a free software solution.
Pročitaj Novosti 2 min · 17. nov 2020.
Professional training at Finance Plus — trainee experiences
Over 9 months of the Professional Training Programme, Finance Plus trained 12 trainees. Experiences of Savo, Danica, Milica and Marija on mentoring and the Proventum project.
Pročitaj Novosti 2 min · 04. avg 2020.
Digital transformation of the enterprise is the key factor
Digital transformation of the enterprise is the key factor for the development of a modern company. Digitalising processes is a necessity for reliable and competitive business.
Pročitaj News 2 min · 27. mar 2020.
Economy in the Age of the Corona Virus – Covid 19
Budimir Raičković and members of the Association of Managers of Montenegro held an online conference on the impact of the COVID-19 crisis on the economy — government measures, banking, media, transport and energy.
Pročitaj Novosti 2 min · 27. mar 2020.
Economy in the Time of Coronavirus — AMM Online Conference
Budimir Raičković and members of the Montenegrin Managers' Association on the impact of the COVID-19 crisis on the economy — Government measures, banking, media, transport and energy.
Pročitaj Novosti 2 min · 16. dec 2019.
Finance Plus Has Implemented ISO 9001:2015 and ISO/IEC 27001:2013
Finance Plus has adopted the international standards for quality ISO 9001:2015 (QMS) and for information security ISO/IEC 27001:2013 — for better service and protection of client data.
Pročitaj News 2 min · 16. dec 2019.
ISO 9001:2015 and ISO/IEC 27001:2013
Finance Plus has adopted the international quality management standard ISO 9001:2015 and the information security standard ISO/IEC 27001:2013 — ensuring quality and data protection for clients.
Pročitaj News 2 min · 14. jun 2019.
Association of Tax Advisers of Montenegro
The Association of Tax Advisers of Montenegro has been founded, with Sladjana Raickovic elected as president. The association is also a member of the Association of Tax Advisers of Southeast Europe.
Pročitaj Novosti 2 min · 14. jun 2019.
Montenegrin Tax Advisers Association founded — Sladjana Raickovic president
The Montenegrin Tax Advisers Association (UPSCG) has been founded. Sladjana Raickovic was elected president, and the association is also a member of the Southeast European Tax Advisers Association.
Pročitaj News 2 min · 09. maj 2019.
100 best of Montenegro
Finance Plus recognized as the best brand in Montenegro in the accounting and auditing sector, as part of the "100 biggest in Montenegro" project. Award presented in May 2019.
Pročitaj Novosti 2 min · 09. maj 2019.
Finance Plus among the Top 100 Companies in Montenegro
The '100 Largest in Montenegro' project recognises Finance Plus as the best brand in the accounting and audit sector. The award was received in May 2019.
Pročitaj Novosti 2 min · 20. dec 2018.
Digital transformation for business success
Why digital transformation is the key expansion point of every modern business — a reflection on the internet, connecting, and how the computer becomes a means of communication.
Pročitaj Novosti 2 min · 01. okt 2018.
Economic Citizenship and Tax Residency in Montenegro for Foreign Investors
Montenegro allows foreign investors from outside the EU to become tax residents with a corporate and personal income tax rate of only 9%. An overview of conditions for legal entities and individuals.
Pročitaj News 2 min · 01. okt 2018.
Montenegro introduces economic citizenship for investors outside the EU
Montenegro enables foreign investors from outside the EU to become tax residents with a corporate and personal income tax rate of just 9%. Overview of conditions for legal entities and individuals.
Pročitaj Novosti 2 min · 22. avg 2018.
Slađana Raičković Elected Chairperson of the Advisory Board for Large Taxpayers
Slađana Raičković, Financial Director of Finance Plus, has been elected Chairperson of the Advisory Board for Large Taxpayers (VPO) of the Tax Administration.
Pročitaj News 2 min · 22. avg 2018.
Sladjana Raickovic elected President of the Advisory Body for Cooperation with Large Taxpayers of the Tax Administration
Sladjana Raickovic, Financial Director of Finance Plus, has been unanimously elected president of the Advisory Board for Large Taxpayers of the Tax Administration of Montenegro.
Pročitaj Novosti 2 min · 02. jun 2018.
First Session of the Advisory Board for Large Taxpayers Held at Finance Plus
On 1 June 2018, the first session of the Advisory Board for Large Taxpayers was held at Finance Plus. Participants: the Tax Administration, AMM, UPCG, PwC, KPMG, Ernst & Young, Telekom and others.
Pročitaj News 2 min · 22. mar 2018.
„Allow yourself success
Dražen Raičković, Executive Director of Finance Plus, held a lecture in Belgrade on "Allow yourself success" — covering 3 key knowledge areas needed for success, happiness and self-confidence.
Pročitaj Novosti 2 min · 22. mar 2018.
'Allow Yourself to Succeed' — Dražen Raičković's Lecture in Belgrade
Dražen Raičković, Executive Director of Finance Plus, gave a lecture 'Allow Yourself to Succeed' in Belgrade — on 3 key skills for success, happiness and self-confidence.
Pročitaj Novosti 2 min · 20. nov 2016.
Business Challenge: TV Vijesti presents Finance Plus from Podgorica
Finance Plus, an accounting agency from Podgorica, was presented in the final episode of the TV Vijesti Business Challenge series. The company is fully oriented towards digital services.
Pročitaj Press 2 min · 20. nov 2016.
Press: Vijesti.me on Finance Plus — Guest of the 'Business Challenge' Series on TV Vijesti
The Vijesti.me portal and TV Vijesti featured Finance Plus in the 'Business Challenge' series — a Podgorica-based accounting agency with 20 years of experience and a green, digital business model.
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